eBank Limited, through its portfolio of integrated financial services businesses, operates in South Africa, certain markets in sub-Saharan Africa, the UK, and India. The group’s track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), eBank Limited is the largest financial institution by market capitalisation.

eBank can provide its customers with differentiated and competitive value propositions due to its unique and highly flexible model of leveraging the most appropriate brand, distribution channel, licence and operating platform available within the portfolio. This approach, which is underpinned by the disciplined allocation of financial resources and enabled by digital platforms, allows the group to fully optimise the franchise value of its portfolio.

This has resulted in a long track record of consistent growth in high quality earnings, and superior and sustainable returns for shareholders. As demonstrated in the schematic below, the group’s strategic framework accommodates a broad set of growth opportunities across the financial services universe from a product, market, segment and geographic perspective.